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Eligibility
Applicants who qualify for the award under the NYS DREAM Act must meet one of the eligible citizenship/immigration classifications as well as the high school or tuition charge requirements.
To meet NYS residency requirements for student aid, applicant must:- currently be a resident of NYS, and
- have been a resident of NYS for at least 12 months immediately preceding the first term for which the award is being sought, or
- have been a resident for the last two semesters of high school, or
- have been a resident of NYS at the time of entry into the armed forces, Peace Corps, or AmeriCorps Vista and re-establish NYS residency within six months of release from active duty.
Applying
If you are not eligible to receive federal student aid (also known as Title IV aid), you must simply complete the NYS TAP application under the provisions of the NYS DREAM Act.
Award Amounts
To get an idea of your potential TAP award, use the TAP Award Estimator.
After your TAP application is processed, HESC will notify you by email to log into your HESC account to view the status of your TAP award.
Income
| Student Status Type | NYS Taxable Income Limit |
|---|---|
| Dependent undergraduate students or Independent students who are married and have tax dependents, or Independent students who are unmarried and have tax dependents, or students who qualifed as an orphan, foster child or ward of the court at any time since the age of 13 | $80,000 |
| Independent undergraduate students who are married and have no other tax dependents | $40,000 |
| Single independent undergraduate students with no tax dependents | $10,000 |
Processing
- Name, address and social security number
- Social security numbers reported for your spouse and your parents, if applicable
- College code
- Only one college code is listed
- Change it if it is not for the college you will attend
- Your marital status, and your parent’s marital status, if applicable
- Income tax filing status for you and your parents, if applicable
- Choices include: will not file, will file NY return, will file federal only
- Other family members attending college
During certain times of the academic year processing times for 'Requests for Information' and 'Change Forms' may vary depending on additional review needed for income verification or residency review. Your award should be considered an estimate until your college has certified your eligibility for TAP.
Student Status
| STUDENT STATUS | REQUIREMENTS FOR INDEPENDENT STATUS |
|---|---|
| Married | The applicant must be married on or before December 31st of the calendar year prior to the beginning of the academic year for which application is made. |
| 35 years of age or older | The applicant has reached the age of 35 on or before June 30th prior to the academic year for which application is made. |
| 22 years of age or older | The applicant is an undergraduate student who has reached the age of 22 on or before June 30th prior to academic year for which application is made AND who meets the basic conditions. |
| Under the age of 22 | The applicant is an undergraduate student who is not 22 years of age on or before July 1st of the academic year for which application is made AND who satisfies both the basic conditions and one of the special conditions. |
| Military Service | The applicant was enlisted in full time active military service, was honorably discharged from such service, and has not and will not be claimed as a dependent by either parent for purposes of either federal or state income tax. Applicant must provide a copy of their DD214 showing an honorable discharge. |
- has not resided and will not reside with parents for more than six weeks; and
- has not and will not receive financial assistance or support valued in excess of $750 from parents; and
- has not and will not be claimed as a dependent by either parent for purposes of either federal or state income tax.
Documentation: Copy of a court order making you a ward of the court or appointing a guardian other than your parents.
Condition: You are receiving public assistance under your own budget and not as a dependent of your parents.
Documentation: Budget statement or other documentation from a social service official showing receipt of public assistance other than food stamps or unemployment insurance. NOTE: Housing Assistance/Budget Letter must be in student’s name.
Condition: There has been an involuntary dissolution of your family resulting in relinquishment of your parents’ responsibility and control.
Documentation: A sworn and signed statement from a person other than yourself or your parents (such as a member of the clergy, a social worker, a legal aid representative, or an official at the facility or institution which has accepted responsibility for your control or care) relating to your family circumstances. The statement must include the specific reasons for relinquishment of parental responsibility and control (such as abandonment by the parents, mental and/or physical abuse by the parents, or parents being neither citizens nor residents of the United States), your relationship to the person making the statement, and how that person has direct knowledge of your family circumstances.
Condition: Both parents are deceased.
Documentation: Copies of death certificates for both parents.
Condition: Both parents have been certified as having a total and permanent disability, or have been declared incompetent by judicial action.
Documentation: Medical certification and court orders. Documentation for both parents is required.
Updating Information
We promise - this isn’t clickbait. We’ve done the nitty gritty research and below is a real list of apps that pay money to your PayPal account.
If you’ve got some extra time to spare, you can make money with apps for doing something as simple as turning off your lights.
These apps are legit and they make payments directly to your PayPal account. You don’t have to exchange points for coupons or other rewards you’ll likely never use. This is a list that gives you the good stuff: money to spend on the things you want to spend it on.
Let’s get started, beginning with our favorite one.
#1 OhmConnect
Here’s a money making app that doesn’t make you watch boring ads or waste any of your time.
OhmConnect lets you save energy and earn money at the same time. Before signing up for the service, you must be registered with any of the following electricity companies:
- Pacific Gas & Electric Company (PG&E)
- San Diego Gas & Electric (SDG&E)
- Southern California, Edison (SCE)
If you are with one of those companies, you can sign up and start earning points that can be converted into a PayPal payment. The points you earn will depend on how much energy you save during peak periods and you can hundreds of dollars per year.
Try it. It only takes 3 easy steps to get start:
Step 1. Go to OhmConnect.com and connect your utility account
Step 2. Save energy during #OhmHours (they'll notify you when one is coming by sending you an email or SMS)
Step 3. Send money to your PayPal
Tap Cash Rewards App
#2- Ibotta [US ONLY]
Ibotta is an app that pays you for shopping. If you buy your groceries or beauty products online, you can choose from a select number of items listed in the app.
After you make a purchase of those items, you’ll have to upload your receipt. Afterward, you’ll receive a rebate that ranges from $0.25 to $3 (or more). You’ll be able to get payment to your PayPal account after you’ve accumulated $20. When you submit your payout, you should receive your cash in just a few minutes.
Download Ibotta - iOS | Android | Web
Other Apps that Pay to Shop:
#3 - Receipt Hog:iOS|Android|Web
#4 - ShopKick:iOS|Android|Web
#5 - Mobee App:iOS|Android|Web
#6 - CashPirate
If you enjoy playing games, completing surveys, or watching videos, CashPirate is a money making app you may want to check out. You can choose which money making options you like best and earn extra cash whenever you have the time.
If you invite your friends to join, you can get an additional 10% bonus from their earnings. When your friends refer another friend, you’ll get 5% more.
For every 1000 coins, you earn $1. You must earn at least 2500 coins before you’ll be able to cash out and send money to your PayPal account. You can expect to earn 50 coins for downloading an app.
Download CashPirate - iOS | Android | Web
Money Making Apps Similar to CashPirate:
#7 - AppKarma: iOS (Invitation Only) |Android|Web
#8 - Make Money:iOS|Android
#9 - Panel App:iOS|Android|Web
#10 - FeaturePoints:iOS|Android|Web
#11 - SwagBucks
If you enjoy taking surveys, you can earn as much money as you can answer with SwagBucks.
SwagBucks is one of the top known money making apps that actually pays users through PayPal. They have endless surveys to take and you can also earn money by playing games, shopping online, weekly contests and more.
You don’t have to cash out through PayPal, you could also accept some of their other rewards with Amazon or another gift card to a location of your choice.
Download SwagBucks - iOS | Android | Web
Survey Taking Apps That Pay Similar to SwagBucks:
Taps For Money App
#12 - GlobalTestMarket:Web
#13 - PaidViewPoint:Web
#14 - InstaGC:Web
#15 - Toluna:iOS|Android|Web
#16 - CashCrate:iOS|Android|Web
#17 - SlideJoy
Get paid just for locking your screen. SlideJoy is an app that pays you to place ads or news on your screen. It’s one of the most simple ways to get paid and you can even choose to see trending news tailored to your interest.
Download SlideJoy - Android | Web
Apps that Pay like SlideJoy:
#18 - Fronto:Android|Web
#19 - AppTrailers
AppTrailers lets you get paid for watching videos and you can put real money into your PayPal account.
Whenever you watch videos Google play or any other web based browser, you’ll get rewarded. You’ll be watching ads and you may you be participating in market research from Nielson’s TV Rating. You can learn more about this in their privacy policy.
Download AppTrailers - iOS | Android | Web
Get Paid with Apps Similar to AppTrailers:
#20 - Viggle: iOS | Android | Web
#21 - SwagBucks Watch (TV): Android | Web
A Word of Caution About Apps That Pay
When you’re downloading unfamiliar apps that pay, be sure that you trust the source. The list above was carefully selected, however not all that claim to give you free money live up to their claim.
We’ve written an article that should serve as a fair warning about downloading apps on your phone and what precautions you should take.
The most important thing is to protect yourself and use your time effectively when making money with apps on your phone.